Today's guests:  6 a.m. - Cyber security expert Arie Brish with the latest data breaches involving big companies.  Mr. Brish reviews the latest breaches involving Capital One and Equifax.  Kevin Miller takes calls on how to save your credit report.  He expands to let listeners know that  If you are hoping for some settlement money from Equifax, you should know that the Federal Trade Commission is warning that the funds may run out. The payment option of $125 is capped at $31-million from the 2017 cybersecurity breach and consumers who haven't submitted a claim are now being urged to consider free credit monitoring instead. In case you are wondering, that option is worth hundreds of dollars and comes with identity theft insurance and restoration services.  Kevin Miller asks the following questions:  If you've already chosen the cash option, expect an email asking you to either submit more information or switch to free credit monitoring, which option would you choose and why?  Should banks and lenders be required to offer free credit monitoring as a basic service now?  Why or why not?  ; 6:35 a.m. - Fox News Radio's Simon Owen reports two American teens are charged with murder in Italy ; 7 a.m. - U.S. Senator from Idaho Mike Crapo with a Washington update ; 7:35 a.m. - Fox News' Tonya J Powers says President Trump has signed the 9/11 responders bill ; 8 a.m. - Martin Mawyer of the Christian Action Network with an alarming report about Muslim police in New York ; 8:35 a.m. - Fox News Radio's Jon Decker reports live from the White House.

6 a.m.

7 a.m.

8 a.m.